Posts tagged InstaDApp
Top 5 Decentralized Finance predictions for 2020 and beyond
Top 5 Decentralized Finance predictions for 2020 and beyond

In the long take this week, I revisit decentralized finance, providing both an overview and 2019 update. The meat of the writing is the following long-range predictions for the space in the next decade -- (1) the role of Fintech champions like Revolut and Robinhood as it relates to DeFi, (2) increasing systemic correlation and self-reference in the space, which requires emerging metrics for risk and transparency, and (3) the potential for national services like Social Security and student lending to run on DeFi infrastucture, (4) the promise of pulling real assets into DeFi smart contracts and earning staking rewards, and (5) continued importance of trying to bridge into Bitcoin. Here's to an outlandish 2020!

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crypto, decentralized finance, stablecoins, central bank / CBDC, ICO / IEO, digital securities / STOLex SokolinEthereum, EOS, Tron, Uniswap, MakerDAO, USDT, Set Protocol, Nexus Mutual, UMA Protocol, Synthetix, Coinbase, Argent, InstaDApp, Zerion, Centrifuge, Figure, Bitcoin
Robocop vs. Terminator in Fintech; Comparing DeFi originations to Digital Lenders in the early years
Robocop vs. Terminator in Fintech; Comparing DeFi originations to Digital Lenders in the early years

I've got a gentle, data-backed story this week inspired by a great distinction made in this Techonomy article by the Chief Digital Officer at Schneider Electric. The thesis tracks three key lessons from attempting to bring large companies into the 21st century: (1) transform the core of your business instead of fumbling around at the edges, (2) digitize your processes and separately figure out a distinct digital model, and (3) catalyze a digital ecosystem from the new model. You can think about the distinction as either taking the existing business and slowly swapping out parts from human to machine (e.g., like RoboCop), or building the robot from scratch utilizing the latest platforms, markets, and artificial intelligence (e.g., like Terminator).

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digital transformation, philosophy, digital lending, decentralized financeLex SokolinMaxMyInterest, Goldman Sachs, InstaDApp